The horse/car conundrum

Last September I was somehow persuaded that a job with an estate agency (albeit with an agricultural element) would be my ticket to a comfy retirement. As with horses, I merrily disregarded all advice and experience and took the job, happily ditching my £750 escort (actually it ditched me, replicating one of those Laurel and Hardy vehicles that suddenly falls to pieces in an instant) in a dealer's car park in favour of a shiny convertible.

At the same time I sold Rocco to my sharer and looked forward to a horse-free future. After all, with all that sparkling horsepower, who needs a real horse?

Four months on, the job's a bust, the car's on ebay and I'm actually looking forward to returning to jalopyhood. There's something wonderful about being able to get into your vehicle with mud-caked wellies and not worry about the trim, to seeing the dog puke on the seats without noticing the difference and using hay as a secondary floormat.

And when the car's sold, what AM I going to do with that spare cash........

OK, I really should pay off the debts. Shouldn't I?